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Apply for furniture on finance

We have a range of finance options to choose from to help you spread the cost of your new furniture.


The minimum order value is £490 and no deposit required.


How do I apply for finance? It’s as easy as 1, 2, 3…


1. Add the items you want to your basket, proceed to Checkout and fill in the details.
2. In the Payment Option section, choose V12 ‘Apply for instant finance’.
3. Choose the finance option you prefer and fill in the details (please, remember that we always deliver the goods to address from finance application).


That’s it.


You’ll receive a decision on screen in about 5 minutes, unless your application is referred.


You’ll then receive an email confirmation of your order.


You’ll receive a decision within 24 hours if your application is referred.
In a small number of cases, it may take 2-3 hours to do additional checks.
If V12 Finance need further information, they will contact you directly.


Declined? You can still buy
If your application is declined, you can still buy your order items by credit/debit card – just contact us, otherwise your order will be cancelled


Your right to withdraw
You have the right to withdraw from your credit agreement within 14 days following receipt of the executed agreement. Full details on how to do this will be included in the agreement.


Enjoy great style, value and affordability at Dakohome Furniture
We make it easier than ever to enjoy modern furniture. Our superb credit options help you s-p-r-e-a-d the cost with affordable monthly terms. At Dakohome, you never need to compromise on quality and style – so we offer easy-to-use finance solutions to suit you.


You choose how you want to pay
We know that everyone is different – so we have a variety of flexible payment options all shown on the Checkout page. You could choose to pay for your order interest free over 6 months. Or if you choose classic finance, you could spread the cost over an even longer period.


How do I know which products qualify for finance?


All items qualify for finance – your basket just needs to be over £490. It’s easy to change your mind: you can simply add anything to your basket, from a wardrobe to a wall unit or from a dining set to a corner sofa.


We’re flexible: you can choose how much deposit you want to put towards your order, as long as the amount you want to put on finance is over £490 you can choose the loan for 24 or 48 months.  If you are interested in the shorter period of time loan (6-12 months) the minimum amount is also £490.00.


Interest free finance (0%)

You won't pay a penny more if you choose the interest free credit option.

6 months

Classic Credit

12 month interest bearing loan at 9.9% APR

24, 36, 48 month interest bearing loan at 15.9% APR