Furniture financing options

Enjoy great style, value and affordability at Dakohome Furniture.

We make it easier than ever to enjoy modern furniture by offering finance options on our wide range of products. Our superb credit options help you spread the cost with affordable monthly terms. At Dakohome, you never need to compromise on quality and style – so we offer easy-to-use finance solutions to suit you.

We understand that the cost of buying new furniture can be an issue sometimes, that’s why we have a range of finance options for you to choose from. The minimum order value is £250 and no deposit is required. This means you can buy beds and sofas on finance; making larger furniture items much more affordable.

You choose how you want to pay

We know that everyone is different – so we have a variety of flexible payment options all shown on the checkout page. You could choose to pay for your order interest free over 6 months.

How do I know which products qualify for finance?

All items qualify for finance – your basket just needs to be over £250. It’s easy to change your mind: so, you can simply add anything to your basket, from a wardrobe to a wall unit or from a dining set to a corner sofa.

We’re flexible: you can choose how much deposit you want to put towards your order, as long as the amount you want to put on finance is over £250, you can choose the loan for 12 or 24 months.  If you are interested in the shorter period of time loan (6 months) the minimum amount is £490.

How do I apply for finance?

1. Add the items you want to purchase to your basket, proceed to the checkout and fill in your details.
2. In the payment option section, choose V12 ‘Apply for instant finance’.
3. Choose the finance option you prefer and fill in your details (please, remember that we always deliver the goods to address from finance application).

You will receive a decision on the screen within 5 minutes, unless your application is referred.

Once that has been processed, you will then receive a confirmation email of your order.

When will you take my first finance payment?

If the items you are purchasing are in stock, we will take your first finance payment within 30 days of purchasing the items.

Referrals 
You’ll receive a decision within 24 hours if your application is referred. 
In a small number of cases, it may take 2-3 hours to do additional checks. 
If V12 Finance need further information, they will contact you directly.

What if my application was declined?
You can still buy from us even if your application has been declined. You can purchase the items you wished to order by credit/debit card – just contact us, otherwise your order will be cancelled.

Your right to withdraw
You have the right to withdraw from your credit agreement within 14 days following receipt of the executed agreement. Full details on how to do this will be included in the agreement.

Interest free finance (0%)

You won't pay a penny more if you choose the interest free credit option.

6 months

Classic Credit

12-month interest bearing loan at 19.9% APR with items below £490, 9.9% APR with items over £490

24, 36, 48-month interest bearing loan at 15.9% APR with items over £490, 19.9% APR with items below £490 (only available with 24-month)

Find your best deal with our handy financing calculator!